Now that the dust has settled on the holiday season and 2022 is well and truly underway, it may be the time to consider a refinance. Many mortgage holders actually never give the possibility of a ...

It is not uncommon for people to find themselves with a multitude of debts that over time become increasingly more difficult to manage. Whether it be credit cards, store cards, car loans, personal loans or ...

16 Nov 2021

What is Stamp Duty?

What is Stamp Duty? Stamp Duty has long been considered a necessary evil when it comes to property purchasing. Whilst it generates significant revenue for state governments, it does impact some potential buyers’ ability to ...

Potential borrowers are always keen to secure the most cost-effective lending option when looking for a new home loan, being conditioned to believe that they must find the lowest rate no matter what. Whilst on ...

Keystart Home Loans have been a great option for low-income Western Australians with little deposit to get into their own home when conventional lenders could not help. Whilst a good way to get a kick ...

A question you are likely to be asked by your mortgage broker during your finance application when purchasing a property is “do you have genuine savings?”. It’s not enough to simply have the funds ...

A home loan is one of the few things in life that is thrilling to secure, yet we all strive to be rid of as soon as we have it. Winning the lottery is not ...

Everyone is required to lodge a tax return at the end of the financial year, but for self-employed people it can be a more complex and involved undertaking. Unfortunately, mistakes can be made, or the ...

Welcome to the new financial year! FY2021 proved to be challenging but the team has been relentless in ensuring our clients have received the best service and outcomes we could have possibly delivered. It’s ...

As we get ready to bid FY2021 goodbye, the team at Blackburne Mortgage Broking are feeling great thinking about the wonderful clients we have had the privilege to help over the course of this financial ...

In determining an applicant’s eligibility to secure a home loan, a lender will assess not only their income, liabilities and credit history but also their living expenses. Gone are the days where an applicant ...

Quite often an applicant becomes perplexed when their property valuation returns less than they expected as part of their mortgage application. Yet it is wise to note that a bank valuation is not the same ...

Last year saw a significant number of mortgage holders make the difficult decision to defer their home loan payments due to unexpected job losses or changes in their employment status. Statistics released by APRA estimated ...

What is The Best Interest Duty? Based on recommendations from the Royal Commission and coming into effect from the 1st of January 2021, the Best Interest Duty is a statutory obligation for mortgage brokers to act ...

Whether it be your first home or next home, there are many factors to weigh up in deciding if buying an established house is the way to go or building a new house is your ...

Anyone who has recently gone through the motions of applying for a new home loan will vouch for the fact that it can be a long, drawn out and often painstakingly slow process. Impacts from ...

When a potential home buyer lacks deposit funds to put towards a purchase a viable option can often be a family guarantee or guarantor home loan. What is a Family Guarantee? A guarantor loan is ...

There are several factors that may affect your capacity to borrow and its imperative to be aware of them and how they may impact your next loan application. Before you embark of your next home ...

With great deals on “fixed rate” products peppering the market place, it’s a great time to look at whether or not a fixed rate product is right for you. With great deals on “fixed ...

Refinance Your Home Loan.  Not sure if it’s the right time to look at refinancing your loan? If you answer "Yes" to any of the below questions than now could be the time to ...

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