Bridging Finance

Sometimes they’re called Bridging loans, sometimes “Go-between Loans” and often “Relocation Loans”, but essentially they are all the same thing.

Bridging finance is a type of financial product which allows you to purchase a new property before selling your existing one.

Typically, bridging loans have interest only repayments at a set term and are calculated based off the equity held in your current property. Each lender that offers a bridging option, and only a select few do, have their own unique policy, but they usually work off the assumption that the existing property will be sold within six months and during this time the interest on the new loan is accrued.

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